Tirtawinata, Griseldis Helsa (2024) PENGARUH FEAR OF MISSING OUT, LITERASI KEUANGAN, DAN PERSEPSI RISIKO TERHADAP KEPUTUSAN INVESTASI GENERASI MILENIAL DAN GENERASI Z DI JAKARTA. Skripsi thesis, Universitas Tarumanagara.
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Abstract
(A) GRISELDIS HELSA TIRTAWINATA (115210384)
(B) THE INFLUENCE OF FEAR OF MISSING OUT, FINANCIAL LITERACY,
AND RISK PERCEPTION ON THE INVESTMENT DECISIONS OF
MILLENIALS AND GENERATION Z IN JAKARTA
(C) xvi + 76 pages, 23 tables, 10 pictures, 10 attachments
(D) FINANCIAL MANAGEMENT
(E) ABSTRACT: This study was conducted to analyze the influence of fear of
missing out (FoMO), financial literacy, and risk perception on the investment
decisions of Millenials and Generation Z in Jakarta. With the advancement
of technology and digitalization, financial markets have become more
accessible. However, the risks for young investors have also increased,
primarily due to a lack of financial literacy and emotional tendencies such as
FoMO. The theoretical framework of this study is the Theory of Planned
Behavior. The research employs a quantitative method with a cross-sectional
study approach. Data were collected through an online questionnaire
completed by 120 respondents, consisting of Millenials and Generation Z
residing in Jakarta with investment experience. Data analysis was conducted
using Partial Least Square-Structural Equation Modeling (PLS-SEM). The
findings indicate that financial literacy has a positive and significant impact
on investment decisions, while FoMO and risk perception individually have
no significant effect. However, simultaneously, FoMO, financial literacy, and
risk perception influence investment decisions.
Keywords: Fear of Missing Out, Financial Literacy, Risk Perception,
Investment Decisions.
(F) REFERENCE LIST: 49 (1991 – 2024)
(G) Dr. Herman Ruslim, SE., M.M., AK
(A) GRISELDIS HELSA TIRTAWINATA (115210384)
(B) PENGARUH FEAR OF MISSING OUT, LITERASI KEUANGAN, DAN
PERSEPSI RISIKO TERHADAP KEPUTUSAN INVESTASI GENERASI
MILENIAL DAN GENERASI Z DI JAKARTA
(C) xvi + 76 halaman, 23 tabel, 10 gambar, 10 lampiran
(D) MANAJEMEN KEUANGAN
(E) ABSTRAK: Penelitian ini bertujuan untuk menganalisis pengaruh Fear of
Missing Out (FoMO), literasi keuangan, dan persepsi risiko terhadap
keputusan investasi generasi Milenial dan Z di Jakarta. Dengan
berkembangnya teknologi dan digitalisasi, pasar keuangan menjadi semakin
mudah diakses, namun risiko bagi investor muda juga meningkat, terutama
akibat kurangnya pemahaman literasi keuangan dan kecenderungan
emosional seperti FoMO. Landasan teori pada penelitian ini adalah Theory of
Planned Behavior. Penelitian ini menggunakan metode kuantitatif dengan
pendekatan cross-sectional study. Data dikumpulkan melalui kuesioner
daring yang diisi oleh 120 responden, yang merupakan generasi Milenial dan
Z berdomisili di Jakarta dan memiliki pengalaman investasi. Analisis data
dilakukan menggunakan Partial Least Square-Structural Equation Modeling
(PLS-SEM). Hasil penelitian menunjukkan bahwa literasi keuangan memiliki
pengaruh positif dan signifikan terhadap keputusan investasi, sementara
FoMO dan persepsi risiko tidak berpengaruh signifikan secara individu.
Namun, secara simultan, FoMO, literasi keuangan, dan persepsi risiko
berpengaruh terhadap keputusan investasi.
Kata Kunci: Fear of Missing Out, Literasi Keuangan, Persepsi Risiko,
Keputusan Investasi.
(F) DAFTAR PUSTAKA: 49 (1991 – 2024)
(G) Dr. Herman Ruslim, SE., M.M., AK
| Item Type: | Thesis (Skripsi) |
|---|---|
| Subjects: | Skripsi/Tugas Akhir Skripsi/Tugas Akhir > Fakultas Ekonomi |
| Divisions: | Fakultas Ekonomi > Manajemen |
| Depositing User: | FE Perpus |
| Date Deposited: | 12 Jun 2025 04:56 |
| Last Modified: | 12 Jun 2025 04:56 |
| URI: | https://repotest.untar.ac.id/id/eprint/47142 |
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