Andrene, Jocelyn (2024) PENGARUH FINANCIAL LITERACY DAN FINANCIAL ATTITUDE TERHADAP FINANCIAL WELL-BEING : FINANCIAL BEHAVIOR SEBAGAI VARIABEL MEDIASI. Skripsi thesis, Universitas Tarumanagara.

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Abstract

(A) JOCELYN ANDRENE 115210067

(B) THE EFFECT OF FINANCIAL LITERACY AND FINANCIAL ATTITUDE ON FINANCIAL WELL-BEING : FINANCIAL BEHAVIOR AS A MEDIATING VARIABLE
(C) cxcvi + 196 Pages, 29 Tables, 9 Pictures, 6 Attachments

(D) FINANCIAL MANAGEMENT

(E) Abstract: Currently, the rate of poverty reduction and inequality in urban areas is moving slowly. As a province with a high population density, West Java still faces social inequality and welfare issues. Data from Central Bureau of Statistics shows that Bogor Regency has the highest number of poor residents in West Java for the year 2024. This research was conducted with the aim of examining the effect of financial literacy and financial attitude on the financial well-being of the people of Bogor Regency, mediated by financial behavior. The population in this study consists of all residents of Bogor Regency who already have an income and have completed a bachelor's degree (S1), with a sample size of 303 people used in this research. The data analysis technique used in this study is Structural Equation Modeling (SEM) with SmartPLS version 4.1.0.8 as the software used to support the data processing. The results of this study show that financial literacy and financial behavior have a positive effect on financial well-being, financial literacy and financial attitude have a positive effect on financial behavior, financial attitude doesn’t affect financial well-being, and financial behavior mediates the effect of financial literacy and financial attitude on financial well-being.
(F) Keywords: Financial Literacy, Financial Attitude, Financial Behavior, Financial Well-being
(G) References 109 (1991 – 2024)

(H) Ary Satria Pamungkas, S.E., M.M.

(A) JOCELYN ANDRENE 115210067

(B) PENGARUH FINANCIAL LITERACY DAN FINANCIAL ATTITUDE TERHADAP FINANCIAL WELL-BEING : FINANCIAL BEHAVIOR SEBAGAI VARIABEL MEDIASI
(C) cxcvi + 196 Halaman, 29 Tabel, 9 Gambar, 6 Lampiran

(D) MANAJEMEN KEUANGAN

Abstrak: Saat ini, laju penurunan kemiskinan dan kesenjangan di daerah perkotaan bergerak dengan lambat. Sebagai provinsi dengan tingkat penduduk yang padat, Provinsi Jawa Barat masih menghadapi ketimpangan sosial dan masalah kesejahteraan. Data Badan Pusat Statistik (BPS) menunjukkan bahwa Kabupaten Bogor memiliki jumlah penduduk miskin terbanyak di Provinsi Jawa Barat untuk tahun 2024. Penelitian ini dilakukan dengan tujuan untuk menguji pengaruh financial literacy dan financial attitude terhadap financial well-being masyarakat Kabupaten Bogor dengan dimediasi oleh financial behavior. Populasi dalam penelitian ini adalah seluruh masyarakat Kabupaten Bogor yang telah memiliki penghasilan dan telah menyelesaikan jenjang pendidikan Strata
1 (S1) dimana jumlah sampel yang digunakan dalam penelitian ini sebesar
303 orang. Teknik analisis data yang digunakan dalam penelitian ini adalah Structural Equation Modeling (SEM) dengan SmartPLS versi
4.1.0.8 sebagai software yang digunakan untuk mendukung proses pengolahan data. Hasil penelitian ini menunjukkan bahwa financial literacy dan financial behavior berpengaruh positif terhadap financial well-being, financial literacy dan financial attitude berpengaruh positif terhadap financial behavior, financial attitude tidak berpengaruh terhadap financial well-being, serta financial behavior memiliki peran memediasi pengaruh financial literacy dan financial attitude terhadap financial well- being.

(E) Kata Kunci: Financial Literacy, Financial Attitude, Financial Behavior, Financial Well-being
(F) Daftar Acuan 109 (1991 – 2024) (G) Ary Satria Pamungkas, S.E., M.M.

Item Type: Thesis (Skripsi)
Subjects: Skripsi/Tugas Akhir
Skripsi/Tugas Akhir > Fakultas Ekonomi
Divisions: Fakultas Ekonomi > Manajemen
Depositing User: FE Perpus
Date Deposited: 26 Jun 2025 02:28
Last Modified: 26 Jun 2025 02:28
URI: https://repotest.untar.ac.id/id/eprint/47372

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