THE IMPACT OF FINANCIAL KNOWLEDGE, PAST EXPERIENCE, CURRENT INCOME ON STOCK INVESTMENT PERFORMANCE OF INDIVIDUAL INVESTOR

Bunardi, Gunawan (2024) THE IMPACT OF FINANCIAL KNOWLEDGE, PAST EXPERIENCE, CURRENT INCOME ON STOCK INVESTMENT PERFORMANCE OF INDIVIDUAL INVESTOR. Masters thesis, Universitas Tarumanagara.

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Abstract

The study examines the influence of financial knowledge, past experience, and current
income on individual investors' stock investment performance in Indonesia. Using a
quantitative descriptive approach, data was collected from 77 respondents through
questionnaires and analyzed using multiple regression. The findings reveal that
financial knowledge significantly enhances investment performance by improving
decision-making, risk management, and portfolio diversification. Past experience
plays a pivotal role in helping investors adapt to market dynamics and refine
strategies, positively impacting their performance. However, current income does not
significantly influence investment performance, indicating that non-financial factors
also shape investment success. This research contributes to the understanding of key
factors affecting investment returns and offers practical insights for financial
education and policy development to empower individual investors in achieving better
outcomes
Keywords : financial knowledge, past experience, current income, stock
investment performance

Penelitian ini menganalisis pengaruh pengetahuan finansial, pengalaman masa lalu,
dan pendapatan saat ini terhadap kinerja investasi saham individu di Indonesia.
Dengan pendekatan deskriptif kuantitatif, data dikumpulkan dari 77 responden melalui
kuesioner dan dianalisis menggunakan regresi berganda. Hasil penelitian
menunjukkan bahwa pengetahuan finansial secara signifikan meningkatkan kinerja
investasi melalui pengambilan keputusan, pengelolaan risiko, dan diversifikasi
portofolio yang lebih baik. Pengalaman masa lalu berperan penting dalam membantu
investor beradaptasi dengan dinamika pasar dan menyempurnakan strategi, yang
berdampak positif pada kinerja mereka. Namun, pendapatan saat ini tidak berpengaruh
signifikan terhadap kinerja investasi, mengindikasikan bahwa faktor non-finansial
juga memengaruhi keberhasilan investasi. Penelitian ini memberikan kontribusi dalam
memahami faktor-faktor utama yang memengaruhi hasil investasi serta menawarkan
wawasan praktis bagi pendidikan finansial dan pengembangan kebijakan untuk
memberdayakan investor individu mencapai hasil yang lebih baik.
Kata Kunci : pengetahuan finansial, pengalaman masa lalu, pendapatan saat ini,
kinerja invetasi saham

Item Type:	Thesis (Masters)
Subjects:	Skripsi/Tugas Akhir Skripsi/Tugas Akhir > Fakultas Ekonomi
Divisions:	Fakultas Ekonomi > Akuntansi
Depositing User:	FE Perpus
Date Deposited:	07 May 2025 04:35
Last Modified:	07 May 2025 04:35
URI:	https://repotest.untar.ac.id/id/eprint/46640

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