Djaja, Benny and Permatasari, Shinta Jayanti (2022) The Implications of Electronic Mortgage Right's Implementation to Non-Bank Creditors. ACTIVA YURIS, 2 (1).
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(NOMOR 27) The Implications of Electronic Mortgage Right's Implementation to Non-Bank Creditors Feb 2022.pdf Download (790kB) | Preview |
Abstract
Since July 8th 2020, the Minister of ATR/ chief of BPN Regulation Number 5 of 2020 has been ratified regarding Electronic
Mortgage Rights, including regulating the implementation of private (non-bank) electronic systems. The application of the
electronic system requires that every process from the registration stage of new Mortgage, renewal, and roya be carried out
electronically. The service subject of the electronic Mortgage system is creditors and PPAT. Creditors consist of individuals
and legal entities, both banking and non-bank. The author discusses the problem of how the mechanism for registering
mortgages and roya through an electronic system for non-bank creditors, and how PPAT's responsibility is in registering
mortgages electronically. The purpose of this research is to find out and understand the mechanism for registering mortgages
and roya on non-bank creditors and PPAT's responsibility in registering mortgages electronically. This study uses an
empirical juridical approach, with the object of research namely the application of regulations at the Land Agency Office of
Kubu Raya Regency, West Kalimantan Province and the experience of several PPATs. Based on the data and analysis, it can
be concluded that the mechanism for registering land for creditor accounts begins with registering Sentuh Tanahku
application, then PPAT will carry out the process of making APHT with predetermined conditions. During the process of
electronically registering Mortgage Rights, PPAT is responsible formally, but not materially.
| Item Type: | Article |
|---|---|
| Subjects: | Artikel |
| Divisions: | Fakultas Hukum > Ilmu Hukum |
| Depositing User: | fh perpus |
| Date Deposited: | 06 Feb 2024 04:22 |
| Last Modified: | 06 Feb 2024 04:22 |
| URI: | https://repotest.untar.ac.id/id/eprint/42783 |
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