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Utama, Theresia Sherin (2021) PENGARUH NON PERFORMING LOAN, LOAN TO DEPOSIT RATIO, INTEREST RATE RISK DAN INTELLECTUAL CAPITAL TERHADAP PROFITABILITAS BANK KONVENSIONAL YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2017-2019. Skripsi thesis, Universitas Tarumanagara.